Monday, February 28, 2011

Helping families and small business is my pride and Joy

Jyot Financial Services Inc I take pride in helping others. In my profession, as a Financial Advisor, I have been able to continuously guide families and businesses stay afloat in the market crisis. I have been a financial advisor for 28 years now, and I have been helping a lot of families and businesses learn how to manage their finances and I am sharing this with everyone with the hope that I get to help more.

Gurdayal Singh, Financial Advisor
http://www.crisagency.com/
http://www.healthplanhelpers.com/
(909-548-7444

Friday, February 11, 2011

Thursday, February 10, 2011

Key to Life is Balance.

Dear Friends:
A client called recently to share a story of her visit with her grandson to the state fair.  Her grandson’s face was dotted with bright freckles and at the fair he stood in line to have his face painted with tiger paws.  When the artist saw the little boy, he said, “You’ve got so many freckles, there is no place to paint.”
Embarrassed, the little boy dropped his head.  His grandmother knelt down next to him.  “I love your freckles.  When I was a little girl I always wanted freckles.”  She said, while tracing her finger across her grandson’s cheek.  “Freckles are beautiful!”
The boy looked up, “Really?”
“Of course,” she said.  “Why, just name one thing that is prettier than freckles.”
Her grandson thought for a moment, peered intently into his grandmother’s face and softly whispered, “Wrinkles.”
The key to life is balance and the appreciation for the gifts that come our way each day.
Sincerely,

Gurdayal Singh

Your Personal CFO
Creating Value for Life
www.crisagency.com
www.healthplanhelp.com

Wednesday, January 26, 2011

Jyot financial gives you the following services

We Create Value for you
Jyot Financial & Insurance Services aims to share with every individual the value of protecting yourself, your loved ones and hard earned possesions.  We are a Full Service Independent Financial Planning Consultancy & Insurance Agency.  We offer our clients Options & Superior services. Visit our websites http://www.jfsinc.net/ and www.crisagency.com to learn more of what we can give YOU.


Call us today at 909)614 4100 or Email us and one of our knowledgeable staff members would be glad to provide a FREE no-obligaton quote for ALL of your protection needs.  

Gurdayal Singh
Your Financial Advisor

14726 Ramona Ave
Chino, California 91710



Monday, January 24, 2011

Health Care Reforms - How it affects your business from Kaiser permanente

Health Care Reform - How it affects your business

The passage of the Patient protection and Affordable Care Act initiated the most significant changes to the U.S. health care system in 45 years.  While many key aspects of the legislation will phase in over the next few years, there will be significant changes for your business and your health plans in the coming months.  Kaiser is working hard to implement the legislation and is committed committed to providing information to help you make decisions about your coverage.  In the coming days, Jyot Financial  & Kaiser will be providing you some information about upcoming provisions  that affect commercial (non-Medicare) plans for small businesses.

DEPEDENT COVERAGE EXTENDED UNTIL AGE 26

If your plan offers coverage for dependent children, the new law extends that coverage for young adults until they turn 26, whether or not they're in school.  Although the law is effective starting with plan years beginning on or after September 23, 2010, we partially implemented it June 1, 2010, for small businesses to help prevent a covereage gap for graduating students.  Eligible dependents who aged prior to June 1 can re-enroll for coverage during your usual open enrollment period if they will be under age 26 on the first day of your plan year.



Jyot Financial & Insurance Services, Inc is an Authorized broker of Kaiser Permanente Health Plans.
Gurdayal Singh
Your Financial Advisor
14726 Ramona Ave.,
Chino, California 91710
Tel:  909) 548 7444
www.jfsinc.net
www.crisagency.com
www.healthplanhelpers.com
http://www.facebook.com/home.php#!/pages/Jyot-Financial/89974860824


Link to Kaiser Permanente: https://businessnet.kp.org/health/plans/ca/home