Your Personal Concierge to everything that is important

Imagine having one person to trust with all your everyday needs. Think about it. One person you could call to address issues that come up.


In the world of insurance, Gurdayal Singh is your life-line to such needs. He is not a salesman but rather an expert in his field….an expert at learning you and what you need and want. When it comes to coverage, this man makes the time to get to know you, addressing concerns and questions you have to feel fiscally supported and protected.

Whether it is personal insurance, from home, health and life insurance or to business. Gurdayal is on top of the cost analysis and benefits to any coverage you and your family need. His decades of experience and dedication to those he works with will help guide you through the maze of all the different programs and choices that are out there.

We would love to hear from you about your insurance needs. We would be honored to share a list of those individuals and businesses who we work with. It is an honor to share their kind words and experience with our service. As we want you to feel comfortable and supported every step of the way. This is important to know that Gurdayal will keep you up to date on any changes within the law or on any upcoming policy plans so you will have the best options at your finger tips.

Gurdayal Singh
Your Financial Advisor
(909) 548-7444
14726 Ramona Ave. Suite 410
Chino, CA 91710

Japan's catastrophic impact still lingers

The catastrophic earthquake and tsunami in Japan has certainly left its mark up in all of us.   Some have raised concerns about radiation exposure  and  The Nuclear Regulatory Commission (NRC) and many other agencies and public health experts indicate that Japan's nuclear emergency presents no danger to the United States at this time.
There doesn't appear to be any reason for concern at this time, if you'd like additional information, we recommend visiting the websites of your state public health agency or other federal agencies. (Excerpts from Kaiser Permanente clippings)
If you want to know more of how Jyot Financial Services can assist you on how to best address your concern about health benefits, please call 909-548-7444.
Gurdayal Singh
Your Financial Advisor
14726 Ramona Avenue
Chino, CA 91709

Health Care Reforms - How it affects your business from Kaiser permanente

Health Care Reform - How it affects your business

The passage of the Patient protection and Affordable Care Act initiated the most significant changes to the U.S. health care system in 45 years.  While many key aspects of the legislation will phase in over the next few years, there will be significant changes for your business and your health plans in the coming months.  Kaiser is working hard to implement the legislation and is committed committed to providing information to help you make decisions about your coverage.  In the coming days, Jyot Financial  & Kaiser will be providing you some information about upcoming provisions  that affect commercial (non-Medicare) plans for small businesses.

DEPEDENT COVERAGE EXTENDED UNTIL AGE 26

If your plan offers coverage for dependent children, the new law extends that coverage for young adults until they turn 26, whether or not they're in school.  Although the law is effective starting with plan years beginning on or after September 23, 2010, we partially implemented it June 1, 2010, for small businesses to help prevent a covereage gap for graduating students.  Eligible dependents who aged prior to June 1 can re-enroll for coverage during your usual open enrollment period if they will be under age 26 on the first day of your plan year.



Jyot Financial & Insurance Services, Inc is an Authorized broker of Kaiser Permanente Health Plans.
Gurdayal Singh
Your Financial Advisor
14726 Ramona Ave.,
Chino, California 91710
Tel:  909) 548 7444
www.jfsinc.net
www.crisagency.com
www.healthplanhelpers.com
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Link to Kaiser Permanente: https://businessnet.kp.org/health/plans/ca/home