Japan's catastrophic impact still lingers

The catastrophic earthquake and tsunami in Japan has certainly left its mark up in all of us.   Some have raised concerns about radiation exposure  and  The Nuclear Regulatory Commission (NRC) and many other agencies and public health experts indicate that Japan's nuclear emergency presents no danger to the United States at this time.
There doesn't appear to be any reason for concern at this time, if you'd like additional information, we recommend visiting the websites of your state public health agency or other federal agencies. (Excerpts from Kaiser Permanente clippings)
If you want to know more of how Jyot Financial Services can assist you on how to best address your concern about health benefits, please call 909-548-7444.
Gurdayal Singh
Your Financial Advisor
14726 Ramona Avenue
Chino, CA 91709

Prevention is the better than cure

I read this article about a new drug on recall from drugs.com, and it made me wonder about how this affects all of us.  How can certain drugs be approved for circulation and marketed to be a cure and only to find out that it can only do worse for us than good.  Although, at some point its great to know that FDA does check and will make an annoucement  like"Healthcare professionals and consumers are encouraged to report adverse events or side effects related to the use of these products to the FDA's MedWatch Safety Information and Adverse Event Reporting Program" .  But the question is how and why was it released.
Considering medicine is not cheap and even if let's say the money we used to pay for this medicines gets refunded it takes away the value of the money when it was purchased.  Plus not all have medical benefits.

It's great for those that have medical plans because it may be part of their coverage, but what about those that does not have any or those that have limited coverage.  What can you do when this happens? Jyot Financial will help you learn more about medical plans and how it can work for you.  Knowing your plan is always the best thing to do.  Let us help you. 


Gurdayal Singh
You Financial Advisor
909)-548-7444

FDA Alert: H & P Industries Povidine Iodine Prep Pads: Recall - Potential Microbial Contamination

FDA Alert: H & P Industries Povidine Iodine Prep Pads: Recall - Potential Microbial Contamination

Let us all reflect on what matters most

How many times have we heard someone say “we never know what will happen tomorrow”. When the tsunami happened in Japan, it made me think about how much we take for granted. Most of us work on things that need to be done when unforeseen situations happen such as calamities, accidents, and other situations that we are all afraid of happening. We read articles everyday about the after-effects of Japan and what is currently happening in Libya. Aren’t we all scared of what all this will bring us? I know I am and I believe you are too. I am afraid for my kids, family and for people that I care about. I am afraid of what the future holds for them. I am a Financial Advisor and I believe in staying on top of potential issues families may face in helping them understand how to better their financial situations. When there is just so much going on, I am here to help families and businesses stay afloat because I have faith and hope you do too.


Let us all strategize and think of what we should do for the coming years. So many things are happening that we should take the time to reflect on what are most important. Help is around us, all we need to know is who can best help us.

Gurdayal Singh
Your Financial Advisor
(909) 548-7444
14726 Ramona Avenue
Chino, CA 91710

Call 909-548-7444

Hi! I am Gurdayal Singh, a Financial Advisor for more than 20 years. It is part of my professional goal to continuously extend my services to businesses and families to stay afloat in any market crisis. I can help you and your business find ways to maximize your earnings. At the same time my company Jyot Financial Services can also provide you with any type of insurance protection that your company may require.

You can view a detailed description of the insurance products that we provide through www.healthplanhelpers.com or www.crisagency.com or call me at 909-548-7444 for other kinds of financial advise that you may require such as tax reduction, cash flow management, and a lot more.

Best Regards,

Gurdayal Singh

Your Financial Advisor

14726 Ramona Ave

Chino, California 91710

Linking 401(k) participation to open enrollment - Articles - Employee Benefit News

Linking 401(k) participation to open enrollment - Articles - Employee Benefit News

What can crisagency do for you?

What can crisagency do for you?